What We Do

Opportunity and risk come in pairs

Bangambiki Habyarimana, The Great Pearl of Wisdom

In a global business environment that is extremely volatile, Rubix helps you to take prudent credit risks, build a robust supply chain and monitor compliance of your business partners in India and around the world.  Rubix focuses on simplifying decision making for Credit, Risk, Supply Chain and Compliance professionals through its suite of reports, products and services, including its intuitive tech platform.

BUILD A ROBUST SUPPLY CHAIN

MINIMIZE YOUR CREDIT RISK

Rubix services, products and platform arm you with all the risk information and analytics that you need to establish and monitor business relationships with new and existing customers. Use the Rubix platform to assess credit risk, establish credit limits and efficiently monitor the health of your entire customer, distributor and dealer portfolio.
DEAL WITH COMPLIANT BUSINESS PARTNERS

BUILD A ROBUST SUPPLY CHAIN

Your supply chain is only as strong as its weakest link. Use Rubix to identify, assess and on-board strong suppliers using decision ready, dynamic due diligence reports that check the physical and legal existence of suppliers, the veracity of their financial statements and other claims. Monitor your supplier portfolio on the Rubix platform so as to prevent sudden supply disruptions.
MINIMIZE YOUR CREDIT RISK

DEAL WITH COMPLIANT BUSINESS PARTNERS

In today’s world, the cost of non-compliance with laws, rules and regulations is extremely high. Non-compliance by your business partners can not only impose huge financial costs on you but also cause grave damage to your reputation. Increasingly, Company Boards are demanding that companies deal only with fully compliant entities. Rubix helps you monitor compliance of your business partners from anti-bribery, litigation, tax, political exposure (PEP), environment and several other perspectives.

RUBIX DIFFERENTIATORS

In God we trust. All others must bring data.

W. EDWARDS DEMING

Statistician, professor, author and consultant.

This is the single-most important belief that shapes everything that we do at Rubix. The Rubix platform and suite of reports, products and services provide you decision-ready insights through the following foundational elements that set Rubix apart:
How it works - Rubix way

COMPREHENSIVE DATA

90% of the world’s data has been created in the past two years.  The fastest growing data segment is unstructured, coming from myriad sources such as social media, blogs etc.

At Rubix, we believe that it is no longer enough to collect only structured data from financial statements and public databases that have been traditionally used to assess and manage risk; unstructured data needs to be gathered, linked and analyzed in order to provide insights on a firm’s credit, supply chain and compliance risk.  This is even more critical in the case of small and medium enterprises (SMEs) including proprietorships and partnerships, where the finances of the individual and the firm are completely intertwined.

Rubix aggregates structured and unstructured data from over 100+ data sources.  We seek information on over 1,000 individual data elements, each of which has a bearing on the risk of a firm. Our strength lies in reducing the complexity of the source data through the process of MasterData Management which allows us to clean, link and enrich the data on a continuous basis, giving us a single version of the truth.

COMPREHENSIVE DATA

90% of the world’s data has been created in the past two years.  The fastest growing data segment is unstructured, coming from myriad sources such as social media, blogs etc.

At Rubix, we believe that it is no longer enough to collect only structured data from financial statements and public databases that have been traditionally used to assess and manage risk; unstructured data needs to be gathered, linked and analyzed in order to provide insights on a firm’s credit, supply chain and compliance risk.  This is even more critical in the case of small and medium enterprises (SMEs) including proprietorship and partnerships, where the finances of the individual and the firm are completely intertwined.

Rubix aggregates structured and unstructured data from over 100+ data sources.  We seek information on over 1,000 individual data elements, each of which has a bearing on the risk of a firm. Our strength lies in reducing the complexity of the source data through the process of Master Data Management which allows us to clean, link and enrich the data on a continuous basis, giving us a single version of the truth.

NEAR REAL TIME MONITORING

We recognize that in an environment of unprecedented business volatility, it is futile to base risk decisions on static data.  For data to be meaningful, it must be continuously updated from multiple data sources and linked.

At Rubix, we have optimized and automated the data pooling and monitoring process to provide you with near real time data coverage of your customers, distributors and suppliers.  Our systems ingest data from myriad data sources including electronic media and link it, so as to proactively provide you updates about the firms whose risk you are tracking.  This helps you eliminate blind spots.

We recognize that in an environment of unprecedented business volatility, it is futile to base risk decisions on static data.  For data to be meaningful, it must be continuously updated from multiple data sources and linked.

At Rubix, we have optimized and automated the data pooling and monitoring process to provide you with near real time data coverage of your customers, distributors and suppliers.  Our systems ingest data from myriad data sources including electronic media and link it, so as to proactively provide you updates about the firms whose risk you are tracking.  This helps you eliminate blind spots.

NEAR REAL TIME MONITORING

PREDICTIVE RISK MANAGEMENT

Rubix provides a robust analytical platform, which is tightly coupled with its unique data management capabilities and industry expertise, enabling users to leverage analytics, both on pre-defined and custom basis.

For users of our pre-defined analytics, we provide a set of analytical outputs in the form of scores, indices, models and estimations that help forewarn decision makers about the potential riskiness of a customer, distributor or supplier. Illustrative scores are credit risk score, business continuity risk score, compliance risk score, key-man risk score etc.

Rubix also provides custom analytics solutions where we conduct bespoke analysis for users by combining a pool of their internal company data with Rubix proprietary data.   Illustrative offerings are customized financial projections, profit sensitivity analysis, risk based pricing, market sizing etc.

PREDICTIVE RISK MANAGEMENT

Rubix provides a robust analytical platform, which is tightly coupled with its unique data management capabilities and industry expertise, enabling users to leverage analytics, both on pre-defined and custom basis.

For users of our pre-defined analytics, we provide a set of analytical outputs in the form of scores, indices, models and estimations that help forewarn decision makers about the potential riskiness of a customer, distributor or supplier. Illustrative scores are credit risk score, business continuity risk score, compliance risk score, key-man risk score etc.

Rubix also provides custom analytics solutions where we conduct bespoke analysis for users by combining a pool of their internal company data with Rubix proprietary data.   Illustrative offerings are customized financial projections, profit sensitivity analysis, risk based pricing, market sizing etc.

VISUALIZATION

The Rubix platform and reports are designed to communicate risk insights to users visually and intuitively.  We believe that each visual speaks more than a thousand words and hence do not hide our insights in dense verbiage or arcane financial reporting.  Rubix provides interactive dashboards, graphical data depiction and reporting frames that allow you to get to the heart of the issue quickly.

The easy-to-use platform also provides portfolio views that help you identify the relative risk of your customers, distributors and suppliers by geographic region or division.   This facilitates quicker decision making and risk mitigation.

The Rubix platform and reports are designed to communicate risk insights to users visually and intuitively.  We believe that each visual speaks more than a thousand words and hence do not hide our insights in dense verbiage or arcane financial reporting.  Rubix provides interactive dashboards, graphical data depiction and reporting frames that allow you to get to the heart of the issue quickly.

The easy-to-use platform also provides portfolio views that help you identify the relative risk of your customers, distributors and suppliers by geographic region or division.   This facilitates quicker decision making and risk mitigation.

VISUALIZATION