Small and Medium Enterprises (SMEs), the backbone of the Indian economy are hemmed in between the large corporate and retail segments in terms of loan ticket size and have the least credit penetration. This is because non-incorporated SMEs are subject to relatively relaxed financial disclosure norms to avoid burdening them with too much compliance; this … Continue reading 11 Ways SMEs Can Improve Their Credit Risk Scores
Tag Archives: Risk Management
Legal Entity Identifier (LEI) as a Gold standard
Several national, regional, and other identifiers are being used to cover specific needs in business, but the Legal Entity Identifier stands out compared to them because it is truly global and has already been adopted by many regulatory authorities across the world. The Legal Entity Identifier (LEI) is a 20-character, alphanumeric code that uniquely identifies … Continue reading Legal Entity Identifier (LEI) as a Gold standard
Here’s evidence that we indeed live in a VUCA world
Recently, the Reserve Bank of India (RBI) released data for fluctuations in costs, operating profits, and EBITDA of listed private Indian corporates in Q2 FY 2023 (July to Sep 2022) and compared it with earlier quarters beginning Q1 FY 2022. When you look at the fluctuation in raw material, power and fuel, and interest costs … Continue reading Here’s evidence that we indeed live in a VUCA world
Overcoming Fraud Risk Assessment Challenges Through Rubix ARMS™+EWS
The last thing you’d want is to partner with an entity that’s less than ethical, but how do you separate the good from the bad when your due diligence encounters challenges like these: Lack of transparency: It can be difficult to access reliable information about an entity’s past track record, especially if they operate in … Continue reading Overcoming Fraud Risk Assessment Challenges Through Rubix ARMS™+EWS