Imagine running a small enterprise where your payment cycles stretch from 90 to 120 days, while your operational costs demand immediate attention. This is the harsh reality for many Micro, Small, and Medium Enterprises (MSMEs) in India, where delayed payments have become a systemic issue, severely impacting their cash flow and sustainability.

For MSMEs, delayed payments are not just an inconvenience, they can cripple businesses. A steady cash flow is the lifeblood of any enterprise, and when payments do not arrive on time, the consequences can be severe:
🔴 Working Capital Crunch: MSMEs struggle to pay their suppliers, employees, and operational expenses, leading to financial distress.
🔴 Increased Borrowing and Debt: To keep operations running, many MSMEs turn to high-interest loans, further straining their finances.
🔴 Restricted Growth and Innovation: Lack of funds means MSMEs cannot invest in new technology, expand operations, or hire talent.
🔴 Loss of Competitive Edge: Businesses that cannot sustain themselves financially may lose contracts, customers, and market share.

The alarming reality of late payments in India is evident:
✅ 2.23 lakh delayed payment complaints filed since 2017 on the government’s Samadhaan portal
✅ INR 13071 crore in pending cases still awaiting resolution

Policy interventions like the amendment to Section 43B(h) of the Income Tax Act, which mandates that buyers settle invoices within 45 days, with non-compliance resulting in tax liability on the unpaid amount, aim to enforce payments.

But for MSMEs, waiting is not an option.

⚠️ The longer your receivables remain unpaid, the harder they become to recover.

Rubix’s B2B Debt Collection Services helps you:
✔ Recover outstanding dues faster, reducing financial strain
✔ Reduce Days Sales Outstanding (DSO), improving liquidity
✔ Streamline collections with a structured, professional approach
✔ Identify risky buyers early, preventing bad debts

Don’t let unpaid invoices stall your growth. Take action today!

Let’s talk about how we can help you recover what is rightfully yours. 📩 anshuman.thakur@rubixds.com | 📞 +91 90044 77923