What does an early warning signal look like? It is a GST filing that suddenly stops. A balance sheet that grows, but cash flows don’t. A new director who wasn’t there last quarter. A lawsuit that barely made the regional…
Financial inclusion and credit growth are vital to India’s MSME ecosystem, but as the sector expands at an unprecedented pace, one reality stands out: growth without due diligence can create risk. Recently, Crisil has flagged rising early-stage stress specifically in…
Before the year closes and calendars reset, it is worth asking one final question: Did our risk intelligence stay ahead of the year or chase it? A quick year-end check ⬇️ 🔹Did early warning signals surface stress before payments slipped?…
In today’s volatile financial world, an Early Warning System (EWS) isn’t just a compliance checkbox—it’s a critical tool for success. Rubix EWS empowers financial institutions to: ✔️ Spot potential defaults early: Monitor real-time data to identify early warning signs of…
Throughout history, decision-making has fascinated the greatest minds. From ancient civilisations seeking guidance from the stars to the modern era, where we often find ourselves trapped in rigid, rule-based reasoning, we’ve come a long way. But when it comes to…
Picture this: as a CFO of a large manufacturing company, you wake up to the news that one of your major suppliers has declared bankruptcy. The ripple effect of this sudden event threatens to disrupt your entire supply chain, leading…
Making informed decisions about partnerships and suppliers is critical for success in the VUCA world of today. Therefore, Rubix Business Checks, our Business Information Reports (BIRs) offer a comprehensive solution, providing a deep dive into a company’s financial health,…
The Indian chemical sector is poised for significant growth, but navigating the landscape requires a keen eye for risk. Recently, an article by Rubix Data Sciences Founder Kaushal Sampat was featured in Chemical Weekly, and it dives deep into the key risks faced…
In the world of business, maintaining a healthy cash flow and avoiding financial losses is crucial and credit risk management plays a key role in ensuring this. But credit risk management is a specialised activity that demands the right tools…
When your friend wants to borrow your PlayStation, it’s a real head-scratcher—you want to be the nice pal, but there’s always that nagging thought: “Will it ever return in one piece?” It’s like walking a tightrope between friendship and console…
