Financial inclusion and credit growth are vital to India’s MSME ecosystem, but as the sector expands at an unprecedented pace, one reality stands out: growth without due diligence can create risk. Recently, Crisil has flagged rising early-stage stress specifically in…
Before a business defaults, the warning signs rarely start with financials. They start with litigation, MCA non-compliance, delayed filings, and court notices, signals that can surface months before a credit event. At Rubix, we have seen real situations where: 🔸…
The IndiGo crisis has shown how quickly regulatory lapses in one company can spill over into the wider ecosystem. When thousands of flights were cancelled after new FDTL norms kicked in, passengers weren’t the only ones affected. Travel aggregators, logistics…
Opportunity is scaling in the new trade order. So is risk—and it is moving faster than most balance sheets are designed to handle. As global companies diversify away from China… As India accelerates into a manufacturing and export hub… As…
As 2025 draws to a close, India’s trade story is best described as one of adjustment, not crisis, not complacency, but steady resilience in a volatile global environment. The year unfolded through a series of shocks and strategic pivots that…
Before the year closes and calendars reset, it is worth asking one final question: Did our risk intelligence stay ahead of the year or chase it? A quick year-end check ⬇️ 🔹Did early warning signals surface stress before payments slipped?…
A leading venture capital firm wanted to embed ESG across its portfolio, but was stuck in a maze of spreadsheets, scattered metrics, and constant follow-ups. Enter our ESG solution built not just to track ESG, but to make it usable,…
Why do businesses delay payments? It’s not always about a cash crunch. Sometimes, it is just neglect, internal inefficiencies, or even strategic avoidance. And that’s where most collection efforts stumble, because they chase the symptoms, not the root cause. Imagine…
Return on Assets (ROA) is a key profitability ratio that measures how effectively a company uses its total assets to generate net income. In simple terms, ROA tells you how much profit a company makes for every rupee of assets…
Thinking of going global? Think again—unless you know who you are dealing with. In today’s world of shifting trade alliances, export bans, and rising geopolitical tensions, one wrong overseas partnership can cost you more than just money—it can cost you…
